A credit card is a payment card that is issued by the banks or financial companies to its customers on the basis of their income or reputation. Credit card holder can get several benefits by using it such, earn reward points, get discounts and deals, cashless shopping, restaurant bill payment and various other benefits can enjoyed by the customers. Credit card allows you to borrow money from you local financial company or bank to make your purchase. There is some grace period of 25 to 30 days, if you pay the borrowed money within it you don’t need to pay any extra money but if you pay after this period you will have to pay some interest as well. now comes to the point, if you are looking for best credit card services and not found any good one then don’t be panic and bother; because we have prepared a list of top ten best credit card services that offers various kinds of discounts and other benefits. In the below list you can see the name of top ten credit cards.
Discover it best credit card service in the world right now. You can earn 5% cash back in various categories each quarter like, Amazon.com, Gas stations, wholesale clubs, restaurants and more up to quarterly maximum each time you activate. You can also earn 1 percent cash back on all other transactions. It is 100 percent US based customer service. There is no annual fee and you can get credit score for free on monthly statements on online and mobile.
9. Chase Freedom Unlimited
This is another best credit card service that offers various benefits such as, Unlimited 1.5% cash back on every purchase — it’s automatic, No annual fee, Redeem for cash — any amount, anytime, Cash Back rewards do not expire as long as your account is open, 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.74-24.49%. Balance transfer fee is 5% of the amount transferred, $5 minimum and earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
8. Capital one Venture
Another very fine credit card service the offers many beneficial offers and deals such as, Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within 3 months of approval, equal to $400 in travel, no foreign transaction fees, Miles don’t expire and there’s no limit to how many you can earn, Earn unlimited 2X miles per dollar on every purchase, every day, Travel when you want with no blackout dates and Fly any airline, stay at any hotel, anytime.
7. Chase Sapphire Preferred
Chase Sapphire is a outstanding credit card service which offer several benefits to customers such as, you can Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $625 toward travel when you redeem through Chase Ultimate Rewards, Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening, No foreign transaction fees, Named Best Credit Card for Flexible Travel Redemption, no foreign transaction fees, 1.1 point transfer to lending airline and hotel loyalty programs.
6. Chase Slate
Chase Salte is one of the best credit card service that provide its credit services in the whole world, you can hold some good benefits such as, $0 Introductory balance transfer fee for transfers made during the first 60 days of account opening, $0 annual fees, No Penalty APR – Paying late won’t raise your interest rate (APR). All other account pricing and terms apply, 0% Introductory APR for 15 months on purchases and balance transfers, Monthly FICO Score and Credit Dashboard for free.
5. Capital One Spark
Capital one spark is globally known for its credit card services that offer various kinds of credit services to customers along with some other benefits such as, you can earn unlimited 2% cash back could mean thousands of dollars each year going back into your business, Get employee cards at no additional cost, and earn rewards from their business spend, Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months of approval, Rewards don’t expire, and you can redeem your cash back for any amount, anytime, Use Spark Cash across all your business spend, with no categories to limit your purchasing and $0 intro annual fee for the first year; $59 after that.
4. Capital one quicksilver one
This is another one of the best credit card service that offers unlimited benefits to its customers and some of them like, No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn, Earn unlimited 1.5% cash back on every purchase, every day, Fraud coverage if your card is ever lost or stolen, Get access to a higher credit line after making your first 5 monthly payments on time, Help strengthen your credit for the future with responsible card use and Use online banking to access your account, even from your Smartphone, with our mobile app.
3. Capital one Platinum Credit Card
Capital one platinum credit card service is known for its fast and quick service across the world, it offers you various benefits such as, no annual fee, Get access to a higher credit line after making your first 5 monthly payments on time, Get access to your account 24 hours a day, 7 days a week, Use online banking to access your account, even from your smartphone, with our mobile app, Pay by check, online or at a local branch, all with no fee – and pick the monthly due date that works best for you and Fraud coverage if your card is lost or stolen.
2. The Platinum Card from American Express
This is best credit card service offered by American express. You can earn 60,000 Membership Rewards points after you use your new Card to make $5,000 in purchases in your first 3 months. As a Platinum Card Member, you can enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world, $200 Airline Fee Credit, up to $200 a year in baggage fees and more at one airline, Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More. Terms Apply.
1. Wells Fargo Cash Wise Visa Credit Card
This is one of the excellent credit card service that offers many benefits, deals, discounts to customers and these are such as, 0% Intro APR for 12 months on purchases and balance transfers, then a 13.74%-25.74% variable APR; balance transfer fees apply, you can Earn $150 cash rewards bonus after spending $1,000 in the first 3 months, you can enjoy Enjoy 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay or Android Pay, during the first 12 months from account opening, $0 annual fees and Cash rewards don’t expire as long as your account remains open.
Through this valuable and informative article we got to know what is credit card and how they are used by the customers, what are their benefits etc. credit card is helpful and somewhere beneficial too because several discounts, rewards points and shopping deals are offers by the credit card service providers. The above listed information is very helpful for those who want to apply for credit card service.