The top rated car insurance companies strive to offer best service in insuring your car for better driving experience. The best auto insurance companies today in America have more than merely competitive prices; they even provide versatile coverage options, greater customer service, a compact financial report, and an outstanding shopping experience.
After buying insurance from these companies, you can be rest assured that safety of your car is now in safe hands. But, based on period of insurance and its type, you should make solid judgement in choosing appropriate car insurance companies. If you are worried about where to get your car insurance in America, refer below sections:
Here are the top 10 Best Car Insurance Companies in 2018
10. The Hartford Auto Insurance
The Hartford car insurance company has provided insurance for more than 200 years and it was known as one of the first companies to provide service of auto insurance. The company provide special insurance packages to help seniors who can still drive and stay as autonomous as possible. The Hartford Financial Services Group, Inc., generally identified as The Hartford, is a US-based investment and insurance company, which is part of the Fortune 500 companies.
The company has its headquarter in Hartford, Connecticut and its earnings are separated between property-and-casualty operations, group benefits as well as mutual funds. It also works to provide an extensive range of policy options as well as benefits comprising rates depending on how much you drive your car and new car replacement systems for cars totalled soon after purchase. Hartford was the only insurer to score a perfect 100 in the vehicle-discount assessment.
9. Liberty Mutual Insurance
Liberty Mutual Insurance is an American spread worldwide insurer, and known to be the second-largest property and as well as insurer in entire US. The company ranks 76th on the Fortune 100 list of biggest corporations in America based on 2013 revenue. Liberty Mutual is based in Boston, Massachusetts and it employs over 50,000 people in around 900 locations throughout all over the world. In the America, the company remains a mutual company where policyholders possessing contracts for insurance are deliberated as shareholders in the company.
8. AAA Auto Insurance
The Automobile Club Association, (or briefly as AAA), is one of the finest-known car insurance providers in the America. The company offers a roadside assistance program and also a diversity of car insurance plans as well as policies for drivers or vehicle owners. It is an alliance of motor clubs through North America region and it is recognised as non-profit member service organisation. Glancing at its capacity of membership, the company has 55.6 million members in America and Canada AAA. With help of many different kinds of tests, AAA re-formed real-world driving circumstances to demonstrate the difference in fuel economy, and the EPA united AAA’s testing into their latest actions.
7. Nationwide Insurance
Nationwide Insurance Company initially came onto the existence for car insurance in year 1925. It is known that its early funding originated from nine farm agencies, and it endures to obtain agricultural support currently. The company is one of the best as it has developed from a local to national company in the span of last 100 years. Nationwide offer many approaches to lower the auto insurance rates, comprising good student as well as multi-policy discounts. It is common that after a car accident, you want situation to get back to normal in no time. Through this company, you can file your car insurance claim and select a repair shop in the network to acquire a written guarantee till the time you own your car.
Esurance Insurance Services, Inc. is an America based insurance company that excels in selling car insurance among its other insurance service like home, motorcycle, and renters insurance. It is known that main competitors are direct personal insurance writers, mostly Progressive and GEICO. Esurance was started in year 1999 and was acquired by Allstate in year 2011, and is now a solely owned secondary of Allstate. This American company serves consumers with tools for claim resolution and also the capability to sign up for, renew or transfer insurance policies online.
5. USAA Auto Insurance
In case you are a member of the US armed forces, or are connected to one, there is no better selection than USAA Company. This is one of the three highest-rated automotive insurers located in America. The only drawback is its small availability as USAA only services the immediate families belonging to present and former military members. This is a Texas-based Fortune 500 diversified financial services group of companies that includes a Texas Department of Insurance controlled reciprocal inter-insurance exchange as well as firms offering insurance to people and families that serve in the American military.
4. Allstate Auto Insurance
AllState is a publicly held insurance company since year 1993; however it’s been around in the market since 1930s. The company works to hiring women and minorities apart from serving appropriate insurance for users from all phases of life. In year 1925, Sears alleged a national contest to choose the name of a latest brand of car tires. After more than two million names being submitted, “Allstate” was selected as the winner; the emblem was accepted the next year. Allstate presently rules 18% of the auto insurance market in entire America and it is the second largest personal brand insurer in the country (behind State Farm).
3. Progressive Insurance
The Progressive Corporation is known to be one of the greatest suppliers of car insurance in America. The company even works to insure motorcycles, RVs, boats, and commercial vehicles, and offers home insurance with help of select companies. The car insurance company has developed internationally also, presenting car insurance service in Australia. The history of the company can be traced back to year 1937 by Jack Green and Joseph M. Lewis, and its headquarter is located in Mayfield Village, Ohio. It functions in three segments: Commercial Auto, Personal Lines, and Other-indemnity
2. State Farm Auto Insurance
State Farm is known to be the largest car insurer in the America and it is considered as top because it is incorporated as top 50 Fortune 500 company. The company was established in year 1922 by a farmer, and for almost a century it has attempted to convey an intellect of helpfulness into the insurance business. StateFarm is known for its best customer service and it is the biggest car insurance company in America, as per Insurance Journal in year 2016. In year 2015, State Farm gained great praise from J.D. Power for its car service interaction and handling of claims. The company even gets high marks for a stress-free shopping experience that allows potential customers appeal their local agent or discuss with an executive online if they have any queries.
Mainly people think of GEICO about its mascot, but it’s even an insurance company that provides comprehensive car insurance service at comparatively low prices. GEICO works to provide a diversity of car insurance apart from auto insurance. Known by full name as Government Employees Insurance Company (GEICO) is an America based auto insurance company with its headquarters located in Chevy Chase, Maryland. It is an exclusively possessed subsidiary of Berkshire Hathaway as of year 2015 in terms of coverage for over 22 million car vehicles acquired by more than 14 million policy holders in America.
Insuring your car is utmost important for safeguarding yourself as well as your car from probable accidents. In this case, listed companies can be a great help for those looking for best car insurance services.